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7 Creative Ways to Make Money with Your Language Skills – Hurricane Valley Times

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Are you reading this? Congratulations! You have language skills. This means that you have already qualified to make some extra cash using this skill. We have something for you that will help you grow your business. And we’ll show you how to get started.
If you can speak more than one language, lady luck is on your side today. You can use a variety of freelancing ideas that we are going to discuss in this article. Even if you are an experienced economist or farmer, don’t think that this article is meant for people studying languages.
The TEFL Academy is the leading provider of regulated online courses that enable you to teach English. In order to give teachers an idea of earning potential, degree requirements, typical student profiles and average teaching hours per country, they have released the 2021 TEFL World Factbook.
If you can communicate in one language only, this section is for you. Learning a new language is not as difficult as it seems. However, it takes time. Everything worthwhile takes time in life. You can learn any language at the comfort of your home.
All you have to do is watch or listen to tutorials which can be easily found all over the internet today. If you don’t like dealing with technological equipment, you can apply for a course at the local university or college near you. Learning a new language with friends and family will improve your learning curve and this will boost your self-esteem.
The best thing about applying for online tutorial classes is gamification of learning. Gamification makes learning fun, exciting and memorable. Gamification revolves around using colored and interactive content which will keep you focused and engaged during the lessons.
Not to forget the apps that contain books and videos that you can access anytime you want to learn a new word or sentence. Learning a new language has been simplified by technology. Remember, the more languages you learn, the easier the process becomes. Now, let’s discuss the best ways to make money from the languages you speak.
If you’ve studied language on campus, you must be familiar with the term conversation practice. It revolves around conversing with people on new topics that emerge every day. You can do this with a native speaker or teacher. It’s one of the best ways to test and improve what you have learned.
There are several ways that you can use to become a great conversation buddy. They include swapping a language that you are conversant with someone who speaks the language that you would like to learn.
Once you start getting clients, creating an online classroom should not be a biggie if you’ll be using an online video messenger. Most messaging apps have tons of exciting features which include role-playing, texting, emailing and speaking practice.
You can also consider using leaflet drops, notice boards, and language clubs to converse with other learners.
Learning a new language does not need to revolve around real-time interaction every single time. New learners need to use textbooks, podcasts, stories, and questions to improve how they learn.
There are many successful bloggers, programmers, and copywriters who are still language teachers. You can find their dual-language books on Amazon and eBay. When creating a learning content, stick to simplicity.
Writing short stories with several basic words and sentences in the new language and some translation beside it will greatly improve how your readers learn the new language. You can sell your resources on your website. You can also consider creating an app if you like coding.
Working or studying abroad can be exciting and daunting at the same time due to the linguistic and cultural differences. Remember, opportunities present themselves during a crisis. When other people are struggling to learn and understand the new language and culture, that’s where you come in as a native speaker. You are here to simplify their lives.
You can educate your readers on several important topics such as how to lose an accent, grammar essentials, how to deal with everyday situations such as buying tickets and bizarre customs.
YouTube videos and blog posts will fatten your wallet by running ads along with your content linking apps, videos and books.
You can become a great teacher by getting a qualification or some experience in teaching. This can be your side hustle or full-time career. You should consider covering courses that go beyond teaching such as how to pay your taxes, managing your finances or how to become a freelancer.
Teaching English as a foreign language offers several benefits which include traveling and working abroad. This course can be quite expensive and time-consuming. However, these are not good reasons to avoid or postpone taking the course. Plus, it will pay you back the money in a short while.
There are various online live tutoring platforms like Preply where can you can register as an English tutor and earn money.
If you enjoy traveling and listening to your voice, then tour guiding is ideal for you. It’s one of the best ways to freelance with no certificates and qualifications needed. All you need is a willing heart and desire to start tour guiding.
You can look for tour guides who operate near you and offer to walk around with them as an interpreter. You can do this alone. All you need is a walking route, knowledge of the local language and a few decent jokes to keep your companions happy. You can communicate in plain English if it’s the only language you are conversant with. However, a second language can give you an edge and extra cash.
As a traveler, there are things that you did during your journey that you are proud of. And you are more than willing to tell others about it. For instance, Derek, a famous blogger, crossed the United States by train with only $231. Today, he offers travel planning services to other avid travelers and readers. It’s one of the simplest and easiest ways to make money.
All you need to do is use your traveling and organization skills and create a full package for business travelers or people who want to go on a vacation. This includes doing your research on modes of travel, suggesting the best stops, routes and how to book. You should remember to charge a fee for your services.
You don’t need to be fluent in three or four languages to start a travel planning business. However, being conversant can give you an edge over your competitors. By doing this, not only will you help other travelers get ahead but also yourself.
Translating is one of the best ways to help travelers understand how things work in their new environment. If there are experienced translators in your area, it might pose a challenge to be paid well due to competition.
The number of authors and publishers has been growing over the years thanks to the rapid advancement of technology. As a translator, this means that you’ll have lots of work to do to help people learning new languages. And more cash filling your wallet.
Start by finding authors on different technological platforms such as Hangouts, LinkedIn, Twitter, Facebook and forums such as Goodreads. You can also increase the number of opportunities knocking on your door by approaching app developers and offering their apps in the language you speak. You can also help students in their school projects and assignments, said John O. from Mimy Online.
Majority of businesses around the world have corporate clients who need a translator to do business. If you have ever lived abroad, you can consider offering training and awareness programs to business. When doing your presentation, watch your jokes to avoid offending people.
Around your home, businesses may need a tourist-friendly translation that will help them communicate with people who speak different languages. Be on the lookout for new job opportunities and print your business cards and flyers early enough. You should also consider face to face networking to get job opportunities. Remember, nothing can replace face to face communication.
The majority of people around the world translate from English to other languages. However, the reverse also works effectively. Remember charity organizations and businesses that want to tap into the UK and US market will need people who are fluent speakers in their language to blog, vlog and publish in the English language.
Does the thought of making money out of your language skills excite you? All you need to do is create a business plan that shows what you’ll be offering and the charges. Don’t forget to include the expenses that you’ll incur to get the business up and running and your target market.
Next, popularize yourself by creating a website, YouTube channel or a blog. Keeping things professional will help you attract more clients. Don’t ignore cold emailing and cold calling.
Since you are not running a charity organization, remember to create a PayPal account to receive your profits quickly and securely.

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5 education issues to watch as Tennessee lawmakers return – Chalkbeat Tennessee

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One year after tackling pandemic-related school challenges during a special legislative session called by Gov. Bill Lee, Tennessee lawmakers return to the Capitol this week with another major focus on students: how to fund public education.
Lee wants to overhaul the 30-year-old formula that determines how much money the state distributes to school systems, as well as how much local governmental agencies should contribute. He’s expected to work with fellow GOP leaders to offer a legislative proposal this month.
But some say the legislature shouldn’t rush that discussion, especially since it took years to come up with the current formula known as the Basic Education Program, or BEP.
“It’s OK to hold this and keep working on it if we need to,” said Rep. Scott Cepicky, a Republican from Maury County. “Let’s get this right.”
Lawmakers also aren’t inclined toward a lengthy session during an election year. They’ll look to pass a budget and wrap up by mid-April, if possible, so they can return home to campaign.
Until then, here are five issues to watch:
Since October when Lee called for a review of the state’s funding formula, Education Commissioner Penny Schwinn has spearheaded the process that included eight town halls and dozens of meetings with policymakers and education leaders.
Last week, she called the issue “the biggest policy decision we make” and said Tennessee should seize this “moment in time.” She also hinted a draft proposal will be unveiled early this week.
“There is funding that is potentially available, there is momentum. We see need across the state,” she told a forum hosted by Tennesseans for Quality Early Education.
The review, which aims to shift Tennessee to a more student-centered funding approach, has drawn public praise but generated private concerns about its intent. Many public school advocates worry the goal is to pave the way for a new private school voucher program halted by ongoing litigation, though the governor has denied that.
“I’m trying to keep an open mind and not draw conclusions before getting all the information,” said Sen. Ferrell Haile, a Gallatin Republican who is on Lee’s 12-member review committee to create a new strategy.
Schwinn said any future formula must factor in the needs of individual children. That includes students who have disabilities, are English language learners, or come from low-income families.
Currently, enrollment is the main component of the BEP, a formula with 46 components that determine how much school systems receive to pay for teacher salaries and other needs like textbooks, technology, and bus transportation. But districts have flexibility on how to spend that money, which explains why the BEP is considered a funding formula, not a spending plan.
“We want to put more money into education, but we want to make sure the money is being spent well,” said Rep. Mark White, a Memphis Republican who chairs a House education committee and supports forging a new formula this year. “Let’s give it our best shot.”
Whether the state revises its funding formula this year or not, the legislature must pass a budget for the fiscal year that begins July 1 — and is flush with cash. Tax collections during the pandemic’s economic rebound were higher than projected. The state also is sitting on hundreds of millions of dollars in federal grants intended to help working low-income families.
Meanwhile, Tennessee ranks 44th in the nation for student funding, according to the Education Law Center, which gave the state Fs last year for its funding level and funding effort.
The state’s BEP review committee, an influential panel of policymakers and education leaders, has urged the governor to prioritize more funding for school nurses and counselors to get Tennessee to nationally recommended ratios. A $110-million annual investment would fund 1 nurse for every 750 students instead of the current 1:3,000, and 1 counselor for every 250 students instead of the current ratios of 1:500 and 1:350 for elementary and secondary schools, respectively.
In addition to perennial discussions about raising teacher pay, there’s talk about expanding Tennessee’s pre-K program, which serves a fifth of the state’s 4-year-olds. Most districts have waiting lists.
During the pandemic, consensus has grown that pre-K and early grades are the best places for impactful interventions to address learning lag and social-emotional challenges.
“It’s a timely topic that is deserving of deep discussions,” Haile said.
A controversial proposal to limit which supplemental materials teachers can use advanced last year in two House panels before stalling in the Senate Education Committee.
Sen. Janice Bowling, a Republican from Tullahoma, promised to bring her bill back for consideration this year and address worries that “good” materials from organizations like the Tennessee Farm Bureau could be excluded.
The bill, co-sponsored by Rep. Terri Lynn Weaver of Lancaster, would prohibit teachers from using materials that supplant state-approved textbooks unless district leaders approve those materials in advance. Any approved print or electronic materials would be listed on district websites.
“We absolutely need to do something,” agreed Sen. Brian Kelsey, a Republican from Germantown, “but we need to do it in a way that doesn’t have unintended consequences.”
The president of the state’s largest teachers organization called the proposal “demoralizing” for teachers and logistically impossible for school districts. For instance, a teacher couldn’t use yesterday’s newspaper in a current events class.
“This is a move toward completely scripted lessons,” said Beth Brown of the Tennessee Education Association, noting that a new Tennessee law already restricts what teachers can discuss in their classes about racism, white privilege, and unconscious bias.
State testing went well last year, with a 95% participation rate despite the pandemic. But lawmakers are still expected to bring several proposals to change when and how tests are administered.
Expect one proposal to require that testing occur during the last 20 days of the school year, instead of the earlier testing window set by the education department.
“That’s going to give our teachers an extra 30 days of instruction time, which is a lot,” said Cepicky.
Other likely legislation would require students in grades 3-8 to continue testing on paper, while local school systems could opt to move students in higher grades to online exams.
This school year, Tennessee high schoolers are taking their exams online under the state’s plan to transition back to computerized testing after several years of technical snafus.
Should teachers be judged on how much their students know — or how much they grow?
Tennessee has mostly focused on the latter when evaluating their educators and schools through an academic growth model that measures learning over time, regardless of whether students are proficient.
But the complexity and opaqueness of the state’s statistical growth method, combined with increasing frustration over low student proficiency, could renew that debate among lawmakers this year.
“We’ve been doing this for 10 years, and where are we?” asked Cepicky, complaining that only a third of the state’s third graders are reading on grade level.
“Meanwhile, we’ve created an evaluation system where a teacher can get an A in academic growth even if their students aren’t proficient readers. We’ve got to get that commitment back to getting our kids proficient,” he said.
Such a move would mark a dramatic change for Tennessee, considered a pioneer in using “value-added” measurements to judge teachers and schools. For a decade, the guiding principle has been that all students can advance, regardless of out-of-school factors like poverty that might hold them back.
Other issues are sure to surface before this year’s legislature, including more funding for charter school facilities and how to address the state’s worsening teacher shortage. The statistics on the teacher supply is especially troubling, with thousands of Tennessee educators expected to retire by 2024 and fewer candidates entering teacher training programs.
“We’ve got to be creating multiple pathways to teaching in our state, and we’ve got to have a competitive wage,” said JC Bowman, executive director of Professional Educators of Tennessee.
The 2022 session of the 112th General Assembly convenes at noon Central Time on Tuesday. Visit the legislature’s website to track legislation, livestream meetings, and contact legislators.
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Chalkbeat is a nonprofit newsroom dedicated to providing the information families and educators need, but this kind of work isn’t possible without your help.
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Made a Lot of Money in the Stock Market This Year? Here's How to Lower Your Capital Gains Taxes. – The Motley Fool

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Returns as of 01/18/2022
Returns as of 01/18/2022
Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services.
Despite recent volatility, it’s been a pretty strong year for the stock market. And at this point, you may be sitting on gains in your portfolio, at least on paper. If you’re eager to sell some stocks at a profit and make those gains official, you should know that doing so could raise your tax bill significantly.
Whenever you sell investments at a profit, you’re required to pay capital gains taxes, the amount of which will hinge on how long you hold those stocks prior to unloading them. If you keep your stocks for a year or less before selling them, you’ll be subject to short-term capital gains, which are taxed the same way as ordinary income. If you hold your stocks for at least a year and a day before selling, you’ll be bumped into the more favorable long-term capital gains category.
But either way, capital gains could cause you to owe the IRS quite a bit of money. And so if you’re looking at a big profit this year, there’s one move it pays to make.
Image source: Getty Images.
Your goal as an investor is no doubt to buy stocks that make you money. But sometimes, that doesn’t happen.
When you get stuck holding stocks that are underperforming, sometimes, selling them at a loss is your best option. But the good news is that taking a loss in your portfolio is a great way to minimize the hit of capital gains taxes.
Say you’re sitting on $10,000 in capital gains this year. If you take a $10,000 loss in your portfolio, you’ll cancel out the capital gains taxes you owe. And, just as importantly, you’ll free up money you can use to invest in different stocks — ones that may perform much better or lend to more diversity in your portfolio.
Now you may end up with capital losses that exceed your gains for the year. But that’s OK, because you can use some of that excess loss to offset ordinary income — up to $3,000 worth, in fact.
So, say you take a $10,000 loss in your portfolio but you only have a $7,000 gain this year. In that case, you’ll still get to use your entire loss for the current tax year.
But even if that’s not the case — say, you have a $10,000 loss and only a $6,000 gain — you can carry the remainder of your loss into future tax years and use it to offset your tax bill at the time. So for example, in this scenario, you’d carry $1,000 of your loss into 2022 and potentially use it then.
Making money on stocks is a good thing, but only if it doesn’t cause a huge tax crunch for you. If you’ve profited nicely in 2021, it pays to see if there are losing stocks in your portfolio worth selling. Doing so could really help minimize this year’s tax burden, not to mention set you up with more money to invest with in 2022.

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HOD tackles license portability, policy changes – American Veterinary Medical Association

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The AVMA House of Delegates (HOD) took on issues such as veterinary license portability across states and policy changes at a weekend meeting held January 7-8, during the Association’s annual Veterinary Leadership Conference.
The House’s Veterinary Information Forum addressed ways to make it easier for veterinarians licensed in one state to gain licenses in other states, as well as how to increase support for veterinary team members. During its regular business meeting, the House approved a new policy supporting collection of antimicrobial use data as well as updates to the AVMA policies on rabies and rabies vaccination waivers.
The AVMA News team reported on all of the HOD actions in articles published shortly after the meeting concluded. These are available for all in the profession to read online:
The House also said farewell to four colleagues for whom the weekend meeting was their last one as members of the House of Delegates. Please join in congratulating and thanking these volunteers retiring from the House of Delegates. Those retiring, their affiliation, and years of service were:
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