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How I Monetized My Blog and Made $10,000 in a Month – Business Insider

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I used to work in musical theater and performing, so I often had to pick up side gigs to help cover my monthly expenses. I’ve done everything from working with brands at local radio stations to participating in focus groups.
In 2016, when I became pregnant with my first child, my husband and I decided that I would stay at home with our baby and start a side-hustle blog. That year, Arts and Budgets was born, and a year later we turned it into an actual business.
Today, Arts and Budgets gets over 100,000 monthly pageviews and has helped me create several income streams. I recently had my first $10,000 month in income and hit my goal this month of paying off more than $20,000 of credit-card and student-loan debt. My new goal is to pay off a total of $25,000 by the end of this year with my husband.
Here’s how I monetized my blog.
One of my favorite ways to make money with my blog is through passive income. When set up correctly, passive income can help individuals make money every day.
I currently promote products and services I love through affiliate marketing with companies like ShareASale, Impact Radius, and Adbloom, and by having ads on my website through the ad management company Mediavine. These sources brought in over $4,500 for my business last month alone.
Another way I increased my income using my blog was by building partnerships with brands and other bloggers. I grew my Instagram account to over 20,000 followers by posting side hustle and entrepreneurial content daily on my page to help my target audience, doing hashtag research to find the best hashtags to use on my posts, and networking with a lot of personal finance bloggers and entrepreneurs by sending them messages to connect or by supporting their content. Building those relationships has helped me collaborate on Instagram Live and blog posts.
The process that helps me create valuable content is first polling and surveying my target audience to find out their pain points and struggles. After that, I find out what type of product(s) they need, then I set up a monthly schedule to create the product.
To help with consistency, I write out three goals per day. Writing out my goals has helps me stay focused and consistent. I also use scheduling apps like Planoly to help me schedule posts on social media every day.
Additionally, brands have reached out to me for partnerships or sponsored blog posts after regularly seeing the side hustle and entrepreneurial resources I share on my Instagram page and blog. When a brand reaches out to me, I do my research to see if it’s a good fit or not and make sure its mission aligns with mine.
I sell digital products such as my “Side Hustle To Freedom” ebook and my new course, Blog For Profit Academy — both of which contributed to my first month hitting $10,000 in revenue. 
Additionally, I offer individual and group coaching. My coaching services range from $97 for a one-hour coaching call to $2,000 for six weeks of one-on-one coaching. I love coaching because it helps me connect with my clients on a much deeper level. I advertise via Instagram by posting content daily, sending emails to my email list, and writing about my services in my blog posts.
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Made a Lot of Money in the Stock Market This Year? Here's How to Lower Your Capital Gains Taxes. – The Motley Fool

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Returns as of 01/18/2022
Returns as of 01/18/2022
Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services.
Despite recent volatility, it’s been a pretty strong year for the stock market. And at this point, you may be sitting on gains in your portfolio, at least on paper. If you’re eager to sell some stocks at a profit and make those gains official, you should know that doing so could raise your tax bill significantly.
Whenever you sell investments at a profit, you’re required to pay capital gains taxes, the amount of which will hinge on how long you hold those stocks prior to unloading them. If you keep your stocks for a year or less before selling them, you’ll be subject to short-term capital gains, which are taxed the same way as ordinary income. If you hold your stocks for at least a year and a day before selling, you’ll be bumped into the more favorable long-term capital gains category.
But either way, capital gains could cause you to owe the IRS quite a bit of money. And so if you’re looking at a big profit this year, there’s one move it pays to make.
Image source: Getty Images.
Your goal as an investor is no doubt to buy stocks that make you money. But sometimes, that doesn’t happen.
When you get stuck holding stocks that are underperforming, sometimes, selling them at a loss is your best option. But the good news is that taking a loss in your portfolio is a great way to minimize the hit of capital gains taxes.
Say you’re sitting on $10,000 in capital gains this year. If you take a $10,000 loss in your portfolio, you’ll cancel out the capital gains taxes you owe. And, just as importantly, you’ll free up money you can use to invest in different stocks — ones that may perform much better or lend to more diversity in your portfolio.
Now you may end up with capital losses that exceed your gains for the year. But that’s OK, because you can use some of that excess loss to offset ordinary income — up to $3,000 worth, in fact.
So, say you take a $10,000 loss in your portfolio but you only have a $7,000 gain this year. In that case, you’ll still get to use your entire loss for the current tax year.
But even if that’s not the case — say, you have a $10,000 loss and only a $6,000 gain — you can carry the remainder of your loss into future tax years and use it to offset your tax bill at the time. So for example, in this scenario, you’d carry $1,000 of your loss into 2022 and potentially use it then.
Making money on stocks is a good thing, but only if it doesn’t cause a huge tax crunch for you. If you’ve profited nicely in 2021, it pays to see if there are losing stocks in your portfolio worth selling. Doing so could really help minimize this year’s tax burden, not to mention set you up with more money to invest with in 2022.

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HOD tackles license portability, policy changes – American Veterinary Medical Association

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The AVMA House of Delegates (HOD) took on issues such as veterinary license portability across states and policy changes at a weekend meeting held January 7-8, during the Association’s annual Veterinary Leadership Conference.
The House’s Veterinary Information Forum addressed ways to make it easier for veterinarians licensed in one state to gain licenses in other states, as well as how to increase support for veterinary team members. During its regular business meeting, the House approved a new policy supporting collection of antimicrobial use data as well as updates to the AVMA policies on rabies and rabies vaccination waivers.
The AVMA News team reported on all of the HOD actions in articles published shortly after the meeting concluded. These are available for all in the profession to read online:
The House also said farewell to four colleagues for whom the weekend meeting was their last one as members of the House of Delegates. Please join in congratulating and thanking these volunteers retiring from the House of Delegates. Those retiring, their affiliation, and years of service were:
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Trends Gen Z will keep driving on Instagram next year – Free Malaysia Today

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PARIS: From more sustainable fashion and cleaner beauty to the virtual and the digital – not to mention the prevalence of social media and influencers – find out what to expect next year on the Instagram social network.
Looking ahead to 2022, Instagram has unveiled a comprehensive report on the trends to watch out for on the web in its Trend Report 2022.
After interviewing 1,200 social network users, aged 13 and 24 in the United States in October 2021, Instagram has identified ten points shaping up to be hot topics in 2022.
A simpler approach to beauty
Fashion looks set to come in various flavours next year.
50% of the teens and young adults surveyed are set to try bold fashion aesthetics like “Dark Academia,” “Goblincore” and more nostalgic looks in 2022, confirming the return of retro.
About one in three people say they’re more interested in buying and learning about “clean” makeup and beauty products in 2022: “This includes plant-based skincare, vegan makeup, using less products on their skin and products with ‘clean’ ingredients,” Instagram explains in its report.
Second hand takes centre stage
It’s all very well looking good but what about protecting the planet? Almost one in four people, or 23%, are expected to shop on second-hand fashion sites in 2022.
About 24% of teens and young adults intend to help make fashion more eco-friendly by selling their stuff on sites or social networks next year.
Thrift store fashion will still be relevant in 2022 as the issue of eco-responsibility in the fashion world is still a top concern for Generation Z.
While online shopping has become a real trend on social networks, about 27% of teens and young adults, or more than one in four, plan to use social networks to make purchases.
Music meets social media
While TikTok can boast of being a springboard for new artists, Instagram also confirms the importance of music on its platform.
24% of users say they are more excited about visual music experiences in 2022, while one in four teens expect to follow live concerts on social networks. 70% of teens even rely on social networks to discover new songs and artists.
And when it comes to music, it’s all about dancing. Dance challenges will always be a hit online. More than one in three teens are looking forward to new dance challenges in 2022, including more elaborate routines.
Creators can be as influential as celebrities
For four in five young people, influencers and other well-known content creators on social networks have more impact on culture than traditional celebrities such as actors, Instagram reveals in its report, “Today, young people are impacted by a wide spectrum of creators and their relationship is more tightly aligned around shared interests and less so on how popular they’ve gotten.”
Finding your calling
The Covid-19 pandemic has shaken up our relationship with work. 63% of Gen Zers agree that they have re-evaluated their career goals because of the pandemic.
For this so-called sacrificed generation, a large salary is no longer seen as a goal in life. 71% now prefer to have a meaningful job, even if it pays less. The younger generation has totally redefined what success looks like.
90% of Gen Zers believe that the best education comes from real-life experiences. 66% of them are even beginning to re-assess the true value of a college education.
Hunger for kitchen expertise
The #Food hashtag has a bright future ahead of it. Cooking on social media will still be trending in 2022.
According to Instagram, young users will still be looking for new and increasingly complex recipes to further improve their cooking skills.
Indeed, one in six teens or young millennials are showing increased interest in at-home molecular gastronomy.
Meanwhile, one in five young adults want to learn more about mixology techniques to try at home, or are ready to go out of their way to learn about new ways to source ingredients.
Online wellness
Wellness is one of the trends that works on Instagram.
Indeed, at-home workouts are more popular among the social network’s users, at 48%, compared to 34% for those not on Instagram.
To feel good, users will continue to talk about mental health. About one in three will partake in activities such as meditation sessions and exercise events.
Creative hobbies will also be sought after, with one in four young people trying their hand at drawing, painting or any other artistic activity.
The new generation wants to feel good, both physically and mentally, and this also involves creating a more environmentally friendly home.
The gaming world on social media
In light of the Covid-19 pandemic, the world of video games has boomed. This trend was already present and will continue to attract new followers.
With the creation of avatars and the arrival of fashion in the metaverse, “non-gamer” gamers are accessing video games through fashion.
Now, one in five young people expect to see more branded clothing for their digital avatars.
Plus, 40% of teenagers and young adults expect more trends around video games in 2022. Live-streaming of video games will continue to appeal to young people, with about three in ten watching livestreams of gamers.
Memes keep raising a smile
To better cope with the often gloomy news, internet users will increasingly rely on the use of memes, these humorous viral montages often shared on social networks.
More than one in five young people paid more attention to memes about the stock market and astrology in the past year.
Social justice
Instagram users are more engaged citizens, it seems. They are more likely to have voted in local, state and national elections, at 18% compared to 6% for young people not using Instagram, the social network said.
Plus, 52% of Instagrammers followed a social justice account in 2021.
They are also increasingly willing to donate to causes, at 37% for 2022 against 32% in 2021. A generosity from which charities will be able to benefit by making appeals for donations directly on Instagram.
Nippon Paint can help safeguard your home and working space from invisible viruses and bacteria.
More than just beaches and Unesco Heritage sites, Penang offers visitors a wide array of hawker fare that is second to none.
Nanostix Innovation director Shahabudeen Jalil says industry players have been called up by the health ministry for briefings but were simply ‘told what to do’.
Tourism, arts and culture minister Nancy Shukri says her home state of Sarawak is ‘the’ place for eco-tourism, food, culture and tradition.
Many people don’t have access to clean air. Here’s a guide on how to choose the right air purifier so contaminants and allergens in the air are eliminated.

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