AlienKiss, 44 minutes agoPoco also has plastic frame, USB 2.0 when there is 3.2 available, splash proof only. Plastic… moreSorry I see u mean the frame not the back, lol. True, plastic frame is weaker than metal one.
However, combining plastic frame with glass back makes it even worse. A plastic back could bend with the plastic frame and not snap. But the glass back won't keep up with the plastic frame, and it'll snap.
Unfortunately so many manufacturing are putting this glass back gimmick, even if they end up using a plastic frame to cut cost, this makes durability poor.
AlienKiss, 44 minutes agoPoco also has plastic frame, USB 2.0 when there is 3.2 available, splash proof only. Plastic… moreLol don't know basic physics. Its glass that breaks on impact (i.e. drop), not plastic. If not then why do they put plastic/rubber cases on glass phone?
Glass just doesn't scratch or bend easily since it's stiffer. But mind that glass will snap if you try to bend it like a plastic.
In real life, scratching isn't fatal (i.e. phone will work absolutely fine) and it's highly unlikely to bend your phone too much even accidentally. Rather, most of the damage is suffered due to cracks from drops. As a result, plastic such as polycarbonate is a much better and more practical choice of material. Not to mention it saves weight too.
The manufacturers like to put gimmicks on their phones such as all these glasses (except the display of course you must use glass there) which drive up the price of flagships beyond imagination. If they used plastic things will be a lot cheaper.
A flagship killer should rightfully get rid of gimmicks like glass backs to keep price competitive. Unfortunately, nowadays they're putting gimmicks like glass backs (and rather unusable macro and ultrawide cameras) and getting rid of useful features like headphone jack and micro SD card slot.
Anonymous, 18 hours ago poco f3 ring u a bell? Poco also has plastic frame, USB 2.0 when there is 3.2 available, splash proof only.
Plastic frame is a BIG deal, because plastic breaks under the stress of a drop, while a stainless steel or aluminum frame will just bend or absorb the shock. It has nothing to do with having a cover on. That's just a bonus.
Since you are so obsessed with the budget, how much will a Poco sell for as a second hand product, let's say compared to an iPhone or a Note Ultra?
On the long run, a high end flagship offers more and has a lot better specs, will perform better, will have better software support, will sell better as a second hand product and will definitely last longer (especially if you don't switch phones like underwear).
Anonymous, 18 hours ago poco f3 ring u a bell? Your beloved Poco has a low DPI, low resolution FHD display. Isn't that what I've said before?
Anonymous, 28 Nov 2021If the iPhone 13 Pro is full of compromises then GsmArena won’t recommend it. The iPhone is… moreyou talking gsmarena recommend it just count how many xiaomi phones in buyers guide.
[deleted post]Also when I asked for a link (evidence), he never provides one.
Prototype, 28 Nov 2021S21 ultra top spec it's the only flagship that can do them all, nothing on the market com… moreI mean do them all except have a headphone jack and expandable storage
ABF Media, 11 hours agoIn their early days, profit margins were really low, especially on Redmi devices. They packed… moreThat didn’t answer the question. Which phones specifically had a profit margin of $2?
Anonymous, 17 hours agoreally unfair. why is Motorola Edge S/G100 not considered a top flagship killer? Makes no sens… moreI agree to this…
Plus those flagship killer doesn't have micro SD slot… Only moto edge S (Motorola g100) has one and 🤔 axon 30 though no head phone jack for that one.
Android.Authority, 18 hours agoFlagship killers only compromise on camera to some extent. Rest 80-90% things are same… … moreIsn't that same for almost everything? The extra 10-20% features/performance/comfort is reserved for the premium class which will cost a big extra money?
Some will be happy because they saw the worth of their money and some will just be happy cause they went for the extra 10-20%.
Anonymous, 12 hours agoInteresting. Which Xiaomi phones made $2 per device?In their early days, profit margins were really low, especially on Redmi devices.
They packed good hardware for the price and established themselves in the market by gaining the trust of the people.
From miui, a software company making money through theme store to the greatness it achieved in the past two years, they have come a long way.
And with the recent success, they have developed haters. Haters in the form of brand fannboys whose favorite brands have been left behind.
Anonymous, 14 hours agoSays who Chinese phone make small profits? Oppo and Vivo phones can be very pricey, the low… moreGo get a real job buddy. Your obsession with Xiaomi hatred is reaching dangerous levels.
Android.Authority, 14 hours agoThey have very low profit margins especially in budget and mid range segment. The cost cuttin… moreInteresting. Which Xiaomi phones made $2 per device?
Flagships ~13promax…runned up pixel 6pro
F. killers~x poco f3…runned up by realme Gt 5g
Camera chaps~Mi11ultra…runned up by galaxy s21utra
Premium all round~galaxy a52s…runned up by realme Gt master
Midrange ~x note10pro…runned up by 1plus nord ce 5g
With d table above 2021 clearly saw d weak point of SAMSUNG (a result of eliminating the notes lineup,silenting d sFE lineup for now and merging up huge resources to fix up d flips n foldables)_thanks to d s21ultra n d awesome a52. Actually they were left alone in d battle field (where Chinese and American technologies are trending every single day).
I'm not just been fan-boyish but I'm really proud of SAMSUNG…sure rumors already have it they are coming back BIG 2022.🔥🔥🔥
Anonymous, 17 hours agoChinese budget flaghips got their recognition from selling online (skipping marketing like big… moreSays who Chinese phone make small profits?
Oppo and Vivo phones can be very pricey, the lower end models like the Oppo A series or Vivo Y series come with weak chipset despite compensated with good build quality. Xiaomi keeps slapping users with ads.
Why is Xiaomi making less profit on their phones? Because of ads. Buyers are fo0led into this. People in here don’t appear to understand how marketing works.
Anonymous, 16 hours agoDo not wrongly think these phones have less than $300 profit per unit. If mi11 hardware is w… moreThey have very low profit margins especially in budget and mid range segment.
The cost cutting is in the form of lack of marketing, by selling it online, etc.
There are some Xiaomi phones which have made as low as 2$ profit per device, and other companies have sold phones at a loss (in their early days) to get market presence.
Oppo and Vivo budget-mid range phones were expensive and weren't selling as much as Realme and Redmi.
So they started new lineups which were exclusively sold online, thereby cutting marketing costs and the associated costs that come with selling the phone in physical stores.
Even Samsung had to cut their profit margin to stay relevant in that segment.
Thats coz Samsung would get their in-house displays for cheap just like apple's A series processor would cost hardly more than 50$ per device being in-house, while Samsung will need to pay 150$ for Snapdragon 888.
If components are ordered in bulk, they are cheaper. IPhone sells in millions, so their component cost per device becomes cheaper overall.
Xiaomi, Vivo and others had to pay more for waterproofing because they have few devices with IP68 rating.
The same is very cheap for Apple, Samsung, Sony and others who have traditionally provided waterproofing because bulk of their phones have IP68. This is why Samsung, Sony and others don't mind providing IP68 in mid range because the overall cost to incorporate it is cheaper compared to that for a brand like Xiaomi or Vivo or others.
Xperia 1 lll is the best phone
Anonymous, 17 hours agoChinese budget flaghips got their recognition from selling online (skipping marketing like big… morePhone A has BoM of $560.
Phone B has BoM of $340.
But to you, they use same pieces. LOL !!!!
BoM means cost of hardware only , not final costs of the device.
Chinese phone users love to say Apple uses cheap components based only on specs. The FHD 60Hz screen of iphone 12 costs more than the QHD 120Hz of S20.
If case you doubt this info, you can check yourself.
Anonymous, 17 hours agoChinese budget flaghips got their recognition from selling online (skipping marketing like big… moreDo not wrongly think these phones have less than $300 profit per unit.
If mi11 hardware is worth $370, how much do you think a k40+ costs when it is way inferior device?
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5 education issues to watch as Tennessee lawmakers return – Chalkbeat Tennessee
One year after tackling pandemic-related school challenges during a special legislative session called by Gov. Bill Lee, Tennessee lawmakers return to the Capitol this week with another major focus on students: how to fund public education.
Lee wants to overhaul the 30-year-old formula that determines how much money the state distributes to school systems, as well as how much local governmental agencies should contribute. He’s expected to work with fellow GOP leaders to offer a legislative proposal this month.
But some say the legislature shouldn’t rush that discussion, especially since it took years to come up with the current formula known as the Basic Education Program, or BEP.
“It’s OK to hold this and keep working on it if we need to,” said Rep. Scott Cepicky, a Republican from Maury County. “Let’s get this right.”
Lawmakers also aren’t inclined toward a lengthy session during an election year. They’ll look to pass a budget and wrap up by mid-April, if possible, so they can return home to campaign.
Until then, here are five issues to watch:
Since October when Lee called for a review of the state’s funding formula, Education Commissioner Penny Schwinn has spearheaded the process that included eight town halls and dozens of meetings with policymakers and education leaders.
Last week, she called the issue “the biggest policy decision we make” and said Tennessee should seize this “moment in time.” She also hinted a draft proposal will be unveiled early this week.
“There is funding that is potentially available, there is momentum. We see need across the state,” she told a forum hosted by Tennesseans for Quality Early Education.
The review, which aims to shift Tennessee to a more student-centered funding approach, has drawn public praise but generated private concerns about its intent. Many public school advocates worry the goal is to pave the way for a new private school voucher program halted by ongoing litigation, though the governor has denied that.
“I’m trying to keep an open mind and not draw conclusions before getting all the information,” said Sen. Ferrell Haile, a Gallatin Republican who is on Lee’s 12-member review committee to create a new strategy.
Schwinn said any future formula must factor in the needs of individual children. That includes students who have disabilities, are English language learners, or come from low-income families.
Currently, enrollment is the main component of the BEP, a formula with 46 components that determine how much school systems receive to pay for teacher salaries and other needs like textbooks, technology, and bus transportation. But districts have flexibility on how to spend that money, which explains why the BEP is considered a funding formula, not a spending plan.
“We want to put more money into education, but we want to make sure the money is being spent well,” said Rep. Mark White, a Memphis Republican who chairs a House education committee and supports forging a new formula this year. “Let’s give it our best shot.”
Whether the state revises its funding formula this year or not, the legislature must pass a budget for the fiscal year that begins July 1 — and is flush with cash. Tax collections during the pandemic’s economic rebound were higher than projected. The state also is sitting on hundreds of millions of dollars in federal grants intended to help working low-income families.
Meanwhile, Tennessee ranks 44th in the nation for student funding, according to the Education Law Center, which gave the state Fs last year for its funding level and funding effort.
The state’s BEP review committee, an influential panel of policymakers and education leaders, has urged the governor to prioritize more funding for school nurses and counselors to get Tennessee to nationally recommended ratios. A $110-million annual investment would fund 1 nurse for every 750 students instead of the current 1:3,000, and 1 counselor for every 250 students instead of the current ratios of 1:500 and 1:350 for elementary and secondary schools, respectively.
In addition to perennial discussions about raising teacher pay, there’s talk about expanding Tennessee’s pre-K program, which serves a fifth of the state’s 4-year-olds. Most districts have waiting lists.
During the pandemic, consensus has grown that pre-K and early grades are the best places for impactful interventions to address learning lag and social-emotional challenges.
“It’s a timely topic that is deserving of deep discussions,” Haile said.
A controversial proposal to limit which supplemental materials teachers can use advanced last year in two House panels before stalling in the Senate Education Committee.
Sen. Janice Bowling, a Republican from Tullahoma, promised to bring her bill back for consideration this year and address worries that “good” materials from organizations like the Tennessee Farm Bureau could be excluded.
The bill, co-sponsored by Rep. Terri Lynn Weaver of Lancaster, would prohibit teachers from using materials that supplant state-approved textbooks unless district leaders approve those materials in advance. Any approved print or electronic materials would be listed on district websites.
“We absolutely need to do something,” agreed Sen. Brian Kelsey, a Republican from Germantown, “but we need to do it in a way that doesn’t have unintended consequences.”
The president of the state’s largest teachers organization called the proposal “demoralizing” for teachers and logistically impossible for school districts. For instance, a teacher couldn’t use yesterday’s newspaper in a current events class.
“This is a move toward completely scripted lessons,” said Beth Brown of the Tennessee Education Association, noting that a new Tennessee law already restricts what teachers can discuss in their classes about racism, white privilege, and unconscious bias.
State testing went well last year, with a 95% participation rate despite the pandemic. But lawmakers are still expected to bring several proposals to change when and how tests are administered.
Expect one proposal to require that testing occur during the last 20 days of the school year, instead of the earlier testing window set by the education department.
“That’s going to give our teachers an extra 30 days of instruction time, which is a lot,” said Cepicky.
Other likely legislation would require students in grades 3-8 to continue testing on paper, while local school systems could opt to move students in higher grades to online exams.
This school year, Tennessee high schoolers are taking their exams online under the state’s plan to transition back to computerized testing after several years of technical snafus.
Should teachers be judged on how much their students know — or how much they grow?
Tennessee has mostly focused on the latter when evaluating their educators and schools through an academic growth model that measures learning over time, regardless of whether students are proficient.
But the complexity and opaqueness of the state’s statistical growth method, combined with increasing frustration over low student proficiency, could renew that debate among lawmakers this year.
“We’ve been doing this for 10 years, and where are we?” asked Cepicky, complaining that only a third of the state’s third graders are reading on grade level.
“Meanwhile, we’ve created an evaluation system where a teacher can get an A in academic growth even if their students aren’t proficient readers. We’ve got to get that commitment back to getting our kids proficient,” he said.
Such a move would mark a dramatic change for Tennessee, considered a pioneer in using “value-added” measurements to judge teachers and schools. For a decade, the guiding principle has been that all students can advance, regardless of out-of-school factors like poverty that might hold them back.
Other issues are sure to surface before this year’s legislature, including more funding for charter school facilities and how to address the state’s worsening teacher shortage. The statistics on the teacher supply is especially troubling, with thousands of Tennessee educators expected to retire by 2024 and fewer candidates entering teacher training programs.
“We’ve got to be creating multiple pathways to teaching in our state, and we’ve got to have a competitive wage,” said JC Bowman, executive director of Professional Educators of Tennessee.
The 2022 session of the 112th General Assembly convenes at noon Central Time on Tuesday. Visit the legislature’s website to track legislation, livestream meetings, and contact legislators.
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Made a Lot of Money in the Stock Market This Year? Here's How to Lower Your Capital Gains Taxes. – The Motley Fool
Returns as of 01/18/2022
Returns as of 01/18/2022
Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services.
Despite recent volatility, it’s been a pretty strong year for the stock market. And at this point, you may be sitting on gains in your portfolio, at least on paper. If you’re eager to sell some stocks at a profit and make those gains official, you should know that doing so could raise your tax bill significantly.
Whenever you sell investments at a profit, you’re required to pay capital gains taxes, the amount of which will hinge on how long you hold those stocks prior to unloading them. If you keep your stocks for a year or less before selling them, you’ll be subject to short-term capital gains, which are taxed the same way as ordinary income. If you hold your stocks for at least a year and a day before selling, you’ll be bumped into the more favorable long-term capital gains category.
But either way, capital gains could cause you to owe the IRS quite a bit of money. And so if you’re looking at a big profit this year, there’s one move it pays to make.
Image source: Getty Images.
Your goal as an investor is no doubt to buy stocks that make you money. But sometimes, that doesn’t happen.
When you get stuck holding stocks that are underperforming, sometimes, selling them at a loss is your best option. But the good news is that taking a loss in your portfolio is a great way to minimize the hit of capital gains taxes.
Say you’re sitting on $10,000 in capital gains this year. If you take a $10,000 loss in your portfolio, you’ll cancel out the capital gains taxes you owe. And, just as importantly, you’ll free up money you can use to invest in different stocks — ones that may perform much better or lend to more diversity in your portfolio.
Now you may end up with capital losses that exceed your gains for the year. But that’s OK, because you can use some of that excess loss to offset ordinary income — up to $3,000 worth, in fact.
So, say you take a $10,000 loss in your portfolio but you only have a $7,000 gain this year. In that case, you’ll still get to use your entire loss for the current tax year.
But even if that’s not the case — say, you have a $10,000 loss and only a $6,000 gain — you can carry the remainder of your loss into future tax years and use it to offset your tax bill at the time. So for example, in this scenario, you’d carry $1,000 of your loss into 2022 and potentially use it then.
Making money on stocks is a good thing, but only if it doesn’t cause a huge tax crunch for you. If you’ve profited nicely in 2021, it pays to see if there are losing stocks in your portfolio worth selling. Doing so could really help minimize this year’s tax burden, not to mention set you up with more money to invest with in 2022.
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HOD tackles license portability, policy changes – American Veterinary Medical Association
The AVMA House of Delegates (HOD) took on issues such as veterinary license portability across states and policy changes at a weekend meeting held January 7-8, during the Association’s annual Veterinary Leadership Conference.
The House’s Veterinary Information Forum addressed ways to make it easier for veterinarians licensed in one state to gain licenses in other states, as well as how to increase support for veterinary team members. During its regular business meeting, the House approved a new policy supporting collection of antimicrobial use data as well as updates to the AVMA policies on rabies and rabies vaccination waivers.
The AVMA News team reported on all of the HOD actions in articles published shortly after the meeting concluded. These are available for all in the profession to read online:
The House also said farewell to four colleagues for whom the weekend meeting was their last one as members of the House of Delegates. Please join in congratulating and thanking these volunteers retiring from the House of Delegates. Those retiring, their affiliation, and years of service were:
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